Health insurance for foreigners in Czechia

Comprehensive health insurance for all residents and long-term visitors in the Czech Republic. Choose between basic plan that covers necessary and urgent care or exclusive that offers you the same level of health insurance as a czech resident.

 


BASIC

Suitable for those who need essential medical coverage with lower premiums. It covers emergency care, hospitalization, and limited outpatient care, but lacks preventive care, dental care, and other comprehensive benefits.

 


PLUS

Ideal for individuals looking for a balanced option with comprehensive coverage at a moderate cost. It includes preventive care, dental care (limited), maternity care, and more, offering extensive protection compared to the Basic Plan.

 


EXCLUSIVE

Best for those who require the highest level of coverage. Offers unlimited coverage, comprehensive dental care, vision care, home care, and additional benefits not found in the other plans. Free medical expenses in the shenghen area

References

My employer notified me to take out health insurance for my wife. So I took out Exclusive plan  for my wife, and I did well. Not long after arriving in the Czech Republic, my wife became pregnant and, thanks to the health insurance, she was provided with health care throughout the pregnancy, the subsequent birth and post-natal care for our baby. We didn't pay anything, our insurance company paid everything.

Joshua - USA, 29 years

My school required me to be insured during my studies at VŠE University. I needed it quick and cheap, therefore I chose basic plan and everything was done online. 

Anna - Ukraine, 22 years

As a self-employed expat in Prague I had a basic health insurance, however as someone diagnosed with insulin resistance, my medical expenses, treatments and checkups became expensive. Thanks to Filip, I was offered Exclusive plan with special discount and now everything is free including the dentists.

Braulio - South America, 37 years

Why choose PVZP

PVZP is a subsidiary of VZP - the largest health insurance company in Czechia with almost 6 million clients

FAQs

Why is Health Insurance Necessary?

Legal Requirement:

    • Compliance with Laws: Health insurance is mandatory for all residents and long-term visitors in the Czech Republic. Foreign nationals must have valid health insurance to comply with Czech immigration laws.

    • Visa and Residency Permits: Health insurance is a prerequisite for obtaining a visa or a long-term residency permit in the Czech Republic.

Financial Protection:

    • Medical Costs: Health insurance provides coverage for medical expenses, which can be substantial without insurance. It helps you avoid unexpected high medical bills.

    • Emergency Services: In case of emergencies, health insurance ensures you receive necessary and immediate medical attention without financial stress

Access to Quality Healthcare

    • Network of Providers: With health insurance, you have access to a wide network of hospitals, clinics, and specialists.
    • Preventive Care: Regular check-ups and preventive care are often included, helping you maintain good health and catch potential issues early.

When is Health Insurance Necessary?


For Visa Applications:

    • Long-term Visas and Residency: For stays longer than 90 days, comprehensive health insurance is required as part of the visa or residency permit application process.For Employment:

For Employment:

    • Work Permit Holders: If you are employed in the Czech Republic, either your employer will provide health insurance, or you will need to secure it yourself.

    • Self-employed: Self-employed individuals must arrange their own health insurance as part of their business setup.

For Studies:

    • International Students: Students from non-EU countries need health insurance to enroll in educational institutions and to cover their stay in the country.

For Family Members:

    • Dependents: Family members joining you in the Czech Republic, such as spouses and children, must also have health insurance to qualify for dependent visas.

How to get insured?

  • Fill out form below

  • You will receive an email with calculation for your case and a health check document

  • Send us health check document and confirm the contract by payment. If you wish to split the payment monthly/ quarterly, let us know

  • Your insurance is activated once the payment is received 

Offers

Special 20% discount for students or family package

Basic Plan

Essential medical care

from 880 czk/month

Plus Plan

Comprehensive insurance excl. preventative care

 2440 czk/month

Exclusive Plan

Comprehensive insurance, preventative care, dentist, vision care + free medical care in shenghen area (EU)

2500 czk/month

Individual calculation will be offered based on the length of insurance and the number of persons insured.

Get insured today!

Leave us your contact and we will help you find the right insurance based on your needs.

Filip Hendrych, PVZP a.s.

© 2025 Všechna práva vyhrazena | Filip Hendrych - contractor of PVZP
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